Coinsurance means a payment that a Member is required to make to Hospital for Covered Health Care Services under a Health Care Plan, which is calculated as a percentage of the contracted reimbursement rate of such services.

Have you calculated how much of this has not been collected?  Create a payer report card that highlights:

• The payer logo for which you are trending
• The top employers under that logo and discount identity ( >100 employees and dependents in your relevant geographic market)
• The payers' timely and accurate payment ratios
• The employees of each employer's copayment and deductible collection ratio
• The frequency and amount of money uncollected that went to "bad debt"
• Allocate the bad debt to that contract as additional discount